Peer Analysis

Performance Ratios (%) CWBC Peer Median Peer Average
ROAA 0.84 1.21 1.18
ROAE 9.36 12.54 10.28
Net Interest Margin 3.96 4.24 4.30
Efficiency Ratio 69.56 56.47 56.45
Loans / Deposits 109.44 98.31 98.72
Asset Quality Ratios (%)
NPAs / Assets NA 0.05 0.08
NCOs / Avg Loans (0.03) 0.00 0.15
Reserves / Loans 1.17 1.11 1.30
Reserves / NPAs NA NA NA
Capital Ratios (%)
Tier 1 Capital 10.38 10.63 11.50
Tangible Equity / Tangible Assets NA 9.58 10.78
Total Equity / Total Assets 7.93 9.58 10.79
Market Ratios
Price / Earnings (x) 8.87 10.43 30.53
Price / Book (%) 80.39 76.94 77.17
Dividend Yield (%) 2.26 0.00 0.97
Data for trailing four quarters

Community West Bancshares's peer group consists of the following: , AltaPacific Bancorp, American Riviera Bank (ARBV), Capital Bank, First General Bank, Lighthouse Bank, Private Bancorp of America, Inc. (PBAM), Summit State Bank (SSBI)

Community West Bancshares's financial data is as of 6/30/2020.

Peer financial data is as of 6/30/2020 except for these companies:

First General Bank's financial data is as of 3/31/2020.
Capital Bank's financial data is as of 6/30/2017.
Lighthouse Bank's financial data is as of 9/30/2019.
AltaPacific Bancorp's financial data is as of 6/30/2019.